What to know when borrowing from us
Eligibility
Customers looking to apply for a fast online loan with us will need to satisfy the following minimum requirements
- Malaysian age between 21-59 years old
- Goverment Servant * GLC
- Minimum monthly salary of RM 1,500 included fix allowance
- High External Commitments, CCRIS/CTOS and AKPK are also eligible to apply
Required documents:
The necessary documents that you will need to produce will vary according to the type of loan application. You should have the following documents prepared when making a personal application:
- Applicant’s Original IC (MyKad)
- 3 months latest Payslip
- Copy of your latest Bank statement with monthly salary credit
- Employer confirmation letter
UNIVERSE has a very flexible repayment tenure of up to 10 years, with no early settlement fees. We also have high loan approval rates due to our proprietary multi-angle analysis.
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