{"id":2169,"date":"2025-07-18T16:24:20","date_gmt":"2025-07-18T08:24:20","guid":{"rendered":"http:\/\/18.143.207.167\/?page_id=2169"},"modified":"2025-08-11T17:29:13","modified_gmt":"2025-08-11T09:29:13","slug":"universe-home","status":"publish","type":"page","link":"https:\/\/uemsb.com\/ms\/","title":{"rendered":"Universe"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t\t\t\t<p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t\t<sr7-module data-alias=\"home\" data-id=\"1\" id=\"SR7_1_1\" class=\"rs-ov-hidden\" data-version=\"6.7.35\">\n\t\t\t\t\t<sr7-adjuster><\/sr7-adjuster>\n\t\t\t\t\t<sr7-content>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_1_1-1\" data-key=\"1\">\n\t\t\t\t\t\t\t<sr7-bg id=\"SR7_1_1-1-12\" class=\"sr7-layer\"><noscript><img decoding=\"async\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Cover11-01-01-scaled.jpg\" alt=\"\" title=\"Cover11-01-01\"><\/noscript><\/sr7-bg>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-1-0\" class=\"sr7-layer\">Universe Enterprise (M) Sdn Bhd\n<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-1-2\" class=\"sr7-layer\">CEPAT, MUDAH DAN SELAMAT SERTA MEMBINA KEMAJUAN PEMBIAYAAN<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-1-4\" class=\"sr7-layer\">Pembiayaan Lebih Mudah Dengan Hanya Di Hujung Jari.<\/sr7-txt>\n\t\t\t\t\t\t\t<a id=\"SR7_1_1-1-11\" class=\"sr7-layer\" href=\"http:\/\/18.143.207.167\/about-2-2\/\" target=\"_self\" rel=\"nofollow\">Ketahui Lebih Lanjut<\/a>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_1_1-2\" data-key=\"2\">\n\t\t\t\t\t\t\t<sr7-bg id=\"SR7_1_1-2-12\" class=\"sr7-layer\"><noscript><img decoding=\"async\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Cover11-02-scaled.jpg\" alt=\"\" title=\"Cover11-02\"><\/noscript><\/sr7-bg>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-2-2\" class=\"sr7-layer\">Pembiayaan Patuh Syariah (i-FUND)<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-2-4\" class=\"sr7-layer\">Adakah Anda Sedang Mencari Pembiayaan Patuh Syariah ?<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1_1-2-7\" class=\"sr7-layer\">KAMI MENYEDIAKAN<\/sr7-txt>\n\t\t\t\t\t\t\t<a id=\"SR7_1_1-2-11\" class=\"sr7-layer\" href=\"http:\/\/18.143.207.167\/shariah-compliant-personal-financing-i-fund\/\" target=\"_self\" rel=\"nofollow\">Mohon Sekarang<\/a>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_1_1-4\" data-key=\"4\">\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t<\/sr7-content>\n\t\t\t\t\t<image_lists style=\"display:none\">\n\t\t\t\t\t\t<img data-src=\"\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Cover11-01-01-scaled.jpg\" data-libid=\"2308\" data-lib=\"medialibrary\" title=\"Cover11-01-01\" width=\"0\" height=\"0\" data-dbsrc=\"Ly91ZW1zYi5jb20vd3AtY29udGVudC91cGxvYWRzLzIwMjUvMDcvQ292ZXIxMS0wMS0wMS1zY2FsZWQuanBn\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Cover11-02-scaled.jpg\" data-libid=\"2205\" data-lib=\"medialibrary\" title=\"Cover11-02\" width=\"0\" height=\"0\" data-dbsrc=\"Ly91ZW1zYi5jb20vd3AtY29udGVudC91cGxvYWRzLzIwMjUvMDcvQ292ZXIxMS0wMi1zY2FsZWQuanBn\"\/>\n\t\t\t\t\t<\/image_lists>\n\t\t\t\t<\/sr7-module>\n\t\t\t\t<script>\n\t\t\t\t\tSR7.PMH ??={}; SR7.PMH[\"SR7_1_1\"] = {cn:100,state:false,fn: function() { if (_tpt!==undefined && _tpt.prepareModuleHeight !== undefined) {  _tpt.prepareModuleHeight({id:\"SR7_1_1\",el:[675,675,768,960,720],type:'standard',shdw:'0',gh:[675,675,768,960,720],gw:[1240,1240,1024,778,480],vpt:['-100px&#039;,&#039;-100px&#039;,&#039;-100px&#039;,&#039;-100px&#039;,&#039;-100px'],size:{fullWidth:true, fullHeight:false},mh:'0',onh:0,onw:0,bg:{color:'{\"orig\":\"transparent\",\"type\":\"solid\",\"string\":\"transparent\"}'},plType:'0',plColor:'#FFFFFF'});   SR7.PMH[\"SR7_1_1\"].state=true;} else if(SR7.PMH[\"SR7_1_1\"].cn-->0)\tsetTimeout( SR7.PMH[\"SR7_1_1\"].fn,19);}};SR7.PMH[\"SR7_1_1\" ].fn();\n\t\t\t\t<\/script>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1754581144710 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1495591136301\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInLeft fadeInLeft\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h5><span class=\"wow fadeInUp\">Kami Menyediakan<\/span><\/h5>\n<h2 class=\"wow fadeInUp\"><span style=\"color: #003366;\"><strong>Perkhidmatan<\/strong><\/span><\/h2>\n<p class=\"wow fadeInUp\">Membantu untuk mencari solusi dalam menyelesaikan masalah pembiayaan anda<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1752827806135\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-feature-box-wrapper\" style=\"\"><div class=\"feature-box-top design-one-top\"><div class=\"feature-box-img\"><a href=\"http:\/\/18.143.207.167\/shariah-compliant-personal-financing-i-fund\/\"><div class=\"feature-box-hover-overlay\"><i class=\"item-overlay-icon fas fa-link\"><\/i><\/div><img decoding=\"async\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/service-01.jpg\" alt=\"Feature Image\"><\/a><\/div><\/div><div class=\"feature-box-design-one-info-wrapper\"><div class=\"feature-box-icon-wrapper\"><i class=\"pe-7s-cash\" style=\"font-size:30px; color:#0AA4E3;\"><\/i><\/div><div class=\"feature-box-info\" style=\"\"><div class=\"feature-box-title\"><a href=\"http:\/\/18.143.207.167\/shariah-compliant-personal-financing-i-fund\/\"><h4 style=\"font-size:20px;\">Pembiayaan Patuh Syariah (i-FUND)<\/h4><\/a><\/div><div class=\"feature-box-desc\"><p style=\"\">Adakah anda sedang mencari Pembiayaan Patuh Syariah? Pembiayaan Peribadi i-FUND UNIVERSE ialah pilihan yang tepat untuk anda. Dapatkan pembiayaan sehingga RM 200,000 sekarang. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-feature-box-wrapper\" style=\"\"><div class=\"feature-box-top design-one-top\"><div class=\"feature-box-img\"><a href=\"http:\/\/18.143.207.167\/payroll-collection\/\"><div class=\"feature-box-hover-overlay\"><i class=\"item-overlay-icon fas fa-link\"><\/i><\/div><img decoding=\"async\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/service-02.jpg\" alt=\"Feature Image\"><\/a><\/div><\/div><div class=\"feature-box-design-one-info-wrapper\"><div class=\"feature-box-icon-wrapper\"><i class=\"pe-7s-graph3\" style=\"font-size:30px; color:#0aa4e3;\"><\/i><\/div><div class=\"feature-box-info\" style=\"\"><div class=\"feature-box-title\"><a href=\"http:\/\/18.143.207.167\/payroll-collection\/\"><h4 style=\"font-size:20px;\">Pemotongan Gaji<\/h4><\/a><\/div><div class=\"feature-box-desc\"><p style=\"\">Kami menawarkan sistem potongan gaji khusus kepada kakitangan kerajaan dan kakitangan GLC yang berdaftar. Mengurus dan mengawal potongan bulanan seperti pembiayaan, insurans dan pelaburan. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-feature-box-wrapper\" style=\"\"><div class=\"feature-box-top design-one-top\"><div class=\"feature-box-img\"><a href=\"http:\/\/18.143.207.167\/consumer-financing\/\"><div class=\"feature-box-hover-overlay\"><i class=\"item-overlay-icon fas fa-link\"><\/i><\/div><img decoding=\"async\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01.png\" alt=\"Feature Image\"><\/a><\/div><\/div><div class=\"feature-box-design-one-info-wrapper\"><div class=\"feature-box-icon-wrapper\"><i class=\"pe-7s-graph2\" style=\"font-size:30px; color:#0aa4e3;\"><\/i><\/div><div class=\"feature-box-info\" style=\"\"><div class=\"feature-box-title\"><a href=\"http:\/\/18.143.207.167\/consumer-financing\/\"><h4 style=\"font-size:20px;\">Pembiayaan Pengguna<\/h4><\/a><\/div><div class=\"feature-box-desc\"><p style=\"\">Pembiayaan pengguna membolehkan anda membuat apa apa pembelian pada hari ini dan membayar balik dengan melalui pemotongan gaji. Tiada pembayaran wang pendahuluan diperlukan. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1754581708647 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_right wpb_content_element wpb_animate_when_almost_visible wpb_fadeInLeft fadeInLeft\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Feature-03-01-2-570x427.jpg\" width=\"570\" height=\"427\" alt=\"Feature-03-01\" title=\"Feature-03-01\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-heading\"><h3 style=\"\">Risiko Rendah<\/h3><span style=\"background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"section-title second-home-title center-title\">\n<p class=\"wow fadeInUp\">Pembayaran balik pinjaman akan dibayar balik melalui potongan gaji, malah potongan ini dibuat sebelum gaji tersebut dikreditkan ke dalam akaun bank peminjam.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"stronghold-info-list-wrapper\" style=\"\"><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Pembiayaan Tidak Berbayar <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Jaminan Kualiti <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Risiko Peraturan dan Perundangan <\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1754581659808 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_right wpb_content_element wpb_animate_when_almost_visible wpb_fadeInLeft fadeInLeft\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Feature-03-02-1-570x427.jpg\" width=\"570\" height=\"427\" alt=\"Feature-03-02\" title=\"Feature-03-02\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-heading\"><h3 style=\"\">Kos Operasi Rendah<\/h3><span style=\"background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"section-title second-home-title center-title\">\n<p class=\"wow fadeInUp\">Sistem Pemotongan Gaji ialah sistem pembayaran balik pinjaman yang beroperasi sepenuhnya secara automatik. Ia digerakkan sepenuhnya oleh sistem, jadi anda tidak perlu mengambil ramai pekerja untuk merekod, mengurus dan membuat tuntutan bayaran balik pinjaman.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"stronghold-info-list-wrapper\" style=\"\"><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Penilaian Kredit Didorong AI <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Perkhidmatan Pembiayaan Dalaman <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Proses SGPA yang dilakukan Dalaman <\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1752828291648 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_right wpb_content_element wpb_animate_when_almost_visible wpb_fadeInLeft fadeInLeft\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/07\/Feature-03-03-1-570x427.jpg\" width=\"570\" height=\"427\" alt=\"Feature-03-03\" title=\"Feature-03-03\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-heading\"><h3 style=\"\">Aliran Tunai Yang Konsisten<\/h3><span style=\"background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"section-title second-home-title center-title\">\n<p class=\"wow fadeInUp\">Dengan risiko rendah dan sistem pemotongan gaji yang beroperasi sepenuhnya secara automatik, pengurusan aliran tunai anda akan menjadi lebih sistematik. Bayaran balik pinjaman anda akan dikreditkan berdasarkan perjanjian dibuat.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"stronghold-info-list-wrapper\" style=\"\"><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Penggunaan Eko-Sistem Yang Strategik <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Pembayaran Semula &amp; Pemantauan Secara Automatik <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-icon\"><i class=\"icon ion-checkmark\" style=\"font-size:20px; color:#0AA4E3;\"><\/i><\/div><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"\"><\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Memperkukuhkan Sistem Kredit dan Kutipan <\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"row-scroll-parallax vc_row wpb_row vc_row-fluid vc_custom_1754557201055\" style=\"background:     url(https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Team-Bg-scaled.png) \"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><h6 style=\"color: #5FB2FA;text-align: center\" class=\"vc_custom_heading vc_do_custom_heading\" >Maklumat Lanjut<\/h6><h3 style=\"color: #FFFFFF;text-align: center\" class=\"vc_custom_heading vc_do_custom_heading\" >Untuk sebarang pertanyaan,<br \/>\nsila hubungi kami.<\/h3><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Universe Enterprise (M) Sdn Bhd Simplifying Payments, Empowering Growth Simplifying Finance Through Technology Learn More Shariah Compliant Personal Financing (i-FUND) Are you looking for Shariah Compliant Financing? WE PROVIDE Apply Now We Provide Services Comprehensive solutions for efficient payment collection Shariah Compliant Personal Financing (i-FUND)Are you looking for Shariah Compliant Financing? UNIVERSE i-FUND Personal Financing [...]","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2169","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/pages\/2169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/comments?post=2169"}],"version-history":[{"count":0,"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/pages\/2169\/revisions"}],"wp:attachment":[{"href":"https:\/\/uemsb.com\/ms\/wp-json\/wp\/v2\/media?parent=2169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}