{"id":2803,"date":"2026-09-25T10:43:50","date_gmt":"2026-09-25T02:43:50","guid":{"rendered":"https:\/\/18.136.106.199\/?page_id=2803"},"modified":"2026-10-20T10:24:18","modified_gmt":"2026-10-20T02:24:18","slug":"our-solutions","status":"publish","type":"page","link":"https:\/\/uemsb.com\/en\/our-solutions\/","title":{"rendered":"Our Solutions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\" vc_row wpb_row vc_row-fluid vc_custom_1790305439218 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-heading\"><span class=\"heading-subtitle\" style=\"display:block;  font-size:18px; text-align: center;\">Solutions<\/span><h3 style=\"color:#19335D; text-align: center;\">Our Expertise<\/h3><span style=\" margin: 0 auto;background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Delivering integrated financial solutions through our financing, payroll collection and operational capabilities.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element vc_custom_1790305539765\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper vc_box_rounded  vc_box_border_grey\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1075\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"our-solutions-consumer-financing3\" srcset=\"https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3.jpg 2560w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-300x126.jpg 300w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-1024x430.jpg 1024w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-768x323.jpg 768w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-1536x645.jpg 1536w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-2048x860.jpg 2048w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/our-solutions-consumer-financing3-450x189.jpg 450w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\" vc_row wpb_row vc_inner vc_row-fluid vc_custom_1792463008287 vc_row-o-equal-height vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1792462878391\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-chart-simple\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#BDD0D6; font-size:22px;\">Payroll Collection<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">ANGKASA \/ SPGA salary deduction and repayment collection.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1792463042325\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-file-lines\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#9EACB0; font-size:22px;\">Consumer Financing<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Financing solutions for smartphones and consumer electronics.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1792463048243\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-chart-pie\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#BDD0D6; font-size:22px;\">Shariah-Compliant Financing<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Personal financing solutions supported by financing partners.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1792463054175\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-puzzle-piece\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#9EACB0; font-size:22px;\">Operational Support<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Processing, collection and repayment management.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 55px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\" vc_row wpb_row vc_row-fluid vc_custom_1790592204854 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-heading\"><span class=\"heading-subtitle\" style=\"display:block;  font-size:18px; text-align: center;\">Solutions<\/span><h3 style=\"color:#19335D; text-align: center;\">Our Expertise<\/h3><span style=\" margin: 0 auto;background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Delivering integrated financial solutions through our financing, payroll collection and operational capabilities.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element vc_custom_1790592224799\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper vc_box_rounded  vc_box_border_grey\"><img decoding=\"async\" width=\"2560\" height=\"1621\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-scaled.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"Image-12\" srcset=\"https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-scaled.png 2560w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-300x190.png 300w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-1024x649.png 1024w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-768x486.png 768w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-1536x973.png 1536w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-2048x1297.png 2048w, https:\/\/uemsb.com\/wp-content\/uploads\/2026\/09\/Image-12-450x285.png 450w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\" vc_row wpb_row vc_inner vc_row-fluid vc_custom_1790592236792\"><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1790592246136\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-chart-simple\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#BDD0D6; font-size:22px;\">Payroll Collection<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">ANGKASA \/ SPGA salary deduction and repayment collection.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 26px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1790592256229\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-file-lines\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#9EACB0; font-size:22px;\">Consumer Financing<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Financing solutions for smartphones and consumer electronics.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 26px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1790592266211\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-chart-pie\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#BDD0D6; font-size:22px;\">Shariah-Compliant Financing<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Personal financing solutions supported by financing partners.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1790592273951\"><div class=\"wpb_wrapper\"><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left vc_icon_element-have-style\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-have-style-inner vc_icon_element-size-md vc_icon_element-style-rounded-less vc_icon_element-background vc_icon_element-background-color-white\" ><span class=\"vc_icon_element-icon fa fa-solid fa-puzzle-piece\" style=\"color:#19335D !important\"><\/span><\/div><\/div><div class=\"stronghold-heading\"><h3 style=\"color:#9EACB0; font-size:22px;\">Operational Support<\/h3><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; color: #ffffff;\">Processing, collection and repayment management.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 26px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"SolutionsOur Expertise Delivering integrated financial solutions through our financing, payroll collection and operational capabilities. Payroll Collection ANGKASA \/ SPGA salary deduction and repayment collection. Consumer Financing Financing solutions for smartphones and consumer electronics. Shariah-Compliant Financing Personal financing solutions supported by financing partners. Operational Support Processing, collection and repayment management. SolutionsOur Expertise Delivering integrated financial solutions [...]","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-2803","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/pages\/2803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/comments?post=2803"}],"version-history":[{"count":20,"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/pages\/2803\/revisions"}],"predecessor-version":[{"id":2917,"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/pages\/2803\/revisions\/2917"}],"wp:attachment":[{"href":"https:\/\/uemsb.com\/en\/wp-json\/wp\/v2\/media?parent=2803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}