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        "rendered": "<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stronghold-custom-menu-wrap\"><ul class=\"stronghold-custom-menu\" style=\"\"><li class=\"custom-menu-item\"><a href=\"https:\/\/uemsb.com\/en\/shariah-compliant-personal-financing-i-fund\/\" style=\"\">Shariah Compliant Personal Financing-I<\/a><i class=\"custom-menu-icon fas fa-caret-right\"><\/i><\/li><li class=\"custom-menu-item\"><a href=\"https:\/\/uemsb.com\/en\/payroll-collection\/\" style=\"\">Payroll Collection<\/a><i class=\"custom-menu-icon fas fa-caret-right\"><\/i><\/li><li class=\"custom-menu-item\"><a href=\"https:\/\/uemsb.com\/en\/consumer-financing\/\" style=\"\">Consumer Financing<\/a><i class=\"custom-menu-icon fas fa-caret-right\"><\/i><\/li><\/ul><\/div><div class=\"vc_empty_space\"   style=\"height: 25px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_btn3-container  vc-btn vc_btn3-center vc_do_btn\" ><a class=\"vc_general vc_btn3 vc_btn3-size-sm vc_btn3-shape-square vc_btn3-style-modern vc_btn3-block vc_btn3-icon-right vc_btn3-color-grey\" href=\"http:\/\/18.143.207.167\/apply-consumer-financing\/\" title=\"\">Apply Now <i class=\"vc_btn3-icon\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1250\" height=\"833\" src=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"Consumer Financing-01\" srcset=\"https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01.png 1250w, https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01-300x200.png 300w, https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01-1024x682.png 1024w, https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01-768x512.png 768w, https:\/\/uemsb.com\/wp-content\/uploads\/2025\/08\/Consumer-Financing-01-450x300.png 450w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"stronghold-heading\"><h3 style=\"\">Why choose Consumer financing ?<\/h3><span style=\"background:#0aa4e3;\" class=\"heading-separator\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Consumer financing is a payment plan that allows you to buy what you need today and pay for it later in easy monthly instalments. With our financing, you don&#8217;t need to pay the full amount upfront \u2014 and there\u2019s no deposit required.<\/p>\n<p>It\u2019s fast, simple, and designed to help you manage your cash flow better while still getting the products or services you want.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 28px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"stronghold-info-list-wrapper\" style=\"\"><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"font-size:20px;color:#25C3FF;\">Fast approval<\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Approval within 3 working days | No deposit Required | Fixed Monthly instalment<br \/>\nTenure up to 3 years | 12-36 months instalment <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"font-size:20px;color:#25C3FF;\">Convenience<\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Everything is at your fingertips. It can be done from anywhere, anytime by using online platform. No more walk-in to our premises. <\/div><\/div><\/div><\/div><div class=\"stronghold-info-list-item\"><div class=\"stronghold-info-list-content\"><div class=\"stronghold-info-list-title\"><h4 style=\"font-size:20px;color:#25C3FF;\">Documentation<\/h4><\/div><div class=\"stronghold-info-list-desc\"><div style=\"\">Minimal documentation requirement. <\/div><\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 10px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"stronghold-accordion-wrapper\"><div class=\"accordion-item\" style=\"\"><a class=\"accordion-item-title\" href=\"#item1\" data-ll=\"collapsed\" style=\"\"><i class=\"accordion-icon icon ion-checkmark\" style=\"font-size:25px; color:#0aa4e3;\"> <\/i>Eligibility<\/a><div id=\"item1\" class=\"accordion-item-content\" style=\"\"><\/p>\n<ol>\n<li>Malaysian age between 21-59 years old<\/li>\n<li>Government Servant &amp; GLC<\/li>\n<li>Minimum monthly salary RM 1,500 included fix allowance<\/li>\n<li>High External Commitments , CCRIS\/ CTOS and AKPK are also eligible to apply<\/li>\n<\/ol>\n<p><\/div><\/div><div class=\"accordion-item\" style=\"\"><a class=\"accordion-item-title\" href=\"#item2\" data-ll=\"collapsed\" style=\"\"><i class=\"accordion-icon icon ion-checkmark\" style=\"font-size:25px; color:#0aa4e3;\"> <\/i>Required Documents<\/a><div id=\"item2\" class=\"accordion-item-content\" style=\"\"><\/p>\n<ol>\n<li>Applicant Original IC (MyKad)<\/li>\n<li>3 Months Latest Payslip<\/li>\n<li>Copy of your latest Bank statement with monthly salary credit<\/li>\n<li>Employer confirmation letter<\/li>\n<\/ol>\n<p><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div>\n<\/div>",
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        "rendered": "Shariah Compliant Personal Financing-IPayroll CollectionConsumer FinancingApply Now Why choose Consumer financing ? Consumer financing is a payment plan that allows you to buy what you need today and pay for it later in easy monthly instalments. With our financing, you don't need to pay the full amount upfront \u2014 and there\u2019s no deposit required. It\u2019s [...]",
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