We Provide
Services
Comprehensive solutions for efficient payment collection
Are you looking for Shariah Compliant Financing? UNIVERSE i-FUND Personal Financing is the right option for you. Get up to RM 200,000 to meet your needs.
We offers Payroll Collection services for Civil Servants, GLC employees, and selected companies, handling monthly deductions for Islamic Financing, Insurance, and Investment Savings.
Consumer financing is a payment plan that allows you to buy what you need today and pay for it later in easy monthly instalments. With our financing, you don't need to pay the full amount upfront — and there’s no deposit required.
Low Risk
The Loan Repayment will be directly deducted from the Borrower(s) Salary, the Loan Repayment will be deducted even before the borrower actually receive their salary credited into the respective Bank Account.
Low Operational Cost
The Payroll Collection System is a fully automated Loan Repayment system, it is primarily system driven, so you will not be required to hire large number of employees to track, manage and chase for Loan Repayments, we will manage all of this for you.
Predictable Cash Flow
With low risk and fully automated Payroll Collection System, your cash flow management will be highly accurate and predictable, your Loan Repayments will be credited on time every time.
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